oney & Taxes: A Guide for Everyone,

What's inside

Ten chapters covering the money skills everyone actually needs:

1. Why Money Skills Matter — the four money skills: earn, spend less, save/invest, protect

2. Budgeting That Actually Works — the 50/30/20 rule and how to build a budget that sticks

3. Saving & the Emergency Fund — how much to save and where to keep it

4. Banking, Credit & Debt — no-fee accounts, good vs. bad debt, avalanche vs. snowball payoff

5. Your Credit Score — what makes it up and how to protect it

6. Investing Basics — compound growth, index funds, why they win for most people

7. TFSA, RRSP & FHSA Explained — Canada's tax-advantaged accounts and which to use first

8. How Income Tax Works — marginal tax brackets explained simply

9. Tax Credits & Deductions — the common ones Canadians overlook

10. Filing Your Taxes & Protecting Yourself — step-by-step filing, key dates, and scam warnings

It's practical and beginner-friendly, with a clear disclaimer that it's general guidance — not personalized advice — and points you to the CRA (canada.ca/taxes) to confirm current details. The cover shows a rising bar chart with a growth arrow, matching the rest of the set.